Focusing the lens to remove process junk,eliminate retail fees,and secure the best wholesale terms in the market.
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Precision Financing: Transparent Wholesale Solutions
Find the right home financing on offer with Addy Nett and Nexa Mortgage
Conventional
These provide flexible financing options for qualified buyers seeking rates without government backing. Refinance or Purchase Mortgage Options Available.
FHA/USDA - Purchase & Streamline Refi
A government-insured loan designed to make homeownership accessible for borrowers who may have lower credit scores or limited down payment funds.
VA/IRRL
Exclusively for eligible veterans, active-duty service members, and surviving spouses; these loans are backed by the U.S. Department of Veterans Affairs.
Jumbo
Mortgages that offer flexible financing for high-value homes, catering to borrowers with strong credit profiles who can meet larger down payment requirements.
Bank Statement
An option for self-employed buyers, allowing them to qualify using 12–24 months of bank statements instead of traditional tax returns.
All-In-One (AIO)
The All-In-One (AIO) loan is a specialized mortgage product that combines a first-lien home loan with a fully functional checking account and a revolving home equity line of credit (HELOC). It is designed to help homeowners pay off their mortgage significantly faster by using their daily cash flow to reduce the loan’s principal.
HELOC/HELOAN
A HELOC is a revolving line of credit that lets you borrow against your home’s equity as needed. Similar to a credit card, you can draw funds up to a set limit and only pay interest on what you use, making it ideal for ongoing expenses.
DSCR Loan
A DSCR loan is a specialized mortgage designed for real estate investors that qualifies you based on a property’s rental income rather than your personal income or employment history. Instead of tax returns and pay stubs, lenders use the property’s Debt Service Coverage Ratio to ensure its monthly cash flow can comfortably cover the mortgage payments.