Conventional
These provide flexible financing options for qualified buyers seeking rates without government backing. Refinance or Purchase Mortgage Options Available.
The Clarified Loan Process
A cost-efficient model designed for lower overhead—passing the savings directly to you.
Focusing the lens to remove process junk, eliminate retail fees, and secure the best wholesale terms in the market.
Wholesalerates, direct to you
200+Five-star reviews
200+Out-of-state relocations
200M+In loan volume closed
About Addison
A seamless mortgage, built on experience.
I strive to make the mortgage process seamless through experience, dedicated service, and proactive planning. By combining this approach and access to wholesale interest rates, I deliver competitive pricing and financing tailored to each client’s unique goals.
Start your pre-approvalLoan Programs
Precision Financing: Transparent Wholesale Solutions
Find the right home financing on offer with Addy Nett and Nexa Mortgage
FHA / USDA
A government-insured loan designed to make homeownership accessible for borrowers who may have lower credit scores or limited down payment funds.
VA / IRRRL
Exclusively for eligible veterans, active-duty service members, and surviving spouses; these loans are backed by the U.S. Department of Veterans Affairs.
Jumbo
Mortgages that offer flexible financing for high-value homes, catering to borrowers with strong credit profiles who can meet larger down payment requirements.
Bank Statement
An option for self-employed buyers, allowing them to qualify using 12–24 months of bank statements instead of traditional tax returns.
All-In-One (AIO)
The All-In-One (AIO) loan is a specialized mortgage product that combines a first-lien home loan with a fully functional checking account and a revolving home equity line of credit (HELOC). It is designed to help homeowners pay off their mortgage significantly faster by using their daily cash flow to reduce the loan’s principal.
HELOC / HELOAN
A HELOC is a revolving line of credit that lets you borrow against your home’s equity as needed. Similar to a credit card, you can draw funds up to a set limit and only pay interest on what you use, making it ideal for ongoing expenses.
DSCR
A DSCR loan is a specialized mortgage designed for real estate investors that qualifies you based on a property’s rental income rather than your personal income or employment history. Instead of tax returns and pay stubs, lenders use the property’s Debt Service Coverage Ratio to ensure its monthly cash flow can comfortably cover the mortgage payments.
Client Stories
Trusted by more than 500 homebuyers
There aren’t enough words to describe how good this man is at his job. The time he takes to ensure his clients understand every single step is something most lenders will not do.
Nothing but great things to say about Addy and his team. This was our second experience with a loan officer, and the expertise we received was on another level.
Addison really came to bat for us and made buying and financing our new home possible. Without his efforts we would not have been successful.